When to Hire a Personal Injury Attorney After a Car Accident

Car accidents can be harrowing and devastating experiences. It’s even worse when someone sustains an injury and totals their vehicle. Florida law allows one to go through their personal injury protection (PIP) insurance for compensation but in some instances of extreme damage, one may be able to file a personal injury lawsuit. However, it’s critical for the individual to hire a personal injury lawyer to ensure that the claims process foes uninterrupted and knowing when to do so is essential.

Responsible Party Has No Liability Insurance

If the individual at fault for the car accident doesn’t have liability insurance or has no coverage at all, the injured person enters a complicated situation. Your attorney can discern if you have coverage for accidents with underinsured or uninsured drivers. He can also help identify the liable party that you could pursue a legal claim against to recover compensation for property damage and injuries.

Seasoned personal injury lawyers also have the experience and knowledge necessary to negotiate the best possible settlement for their client. In any case, they can help you understand what the best course of action in regards to your compensation.

Medical Bills Exceed Coverage

If your personal injury protection covers less than the actual amount of your medical bills, acquiring legal representation is integral. A legal professional can help you understand the medical costs your policy covers and your options for recovering funds for any additional expenses.

Liable Party’s Insurer Contacts You

It can be intimidating when the at-fault person’s insurance company contacts you. The insurer can try to trick you into admitting partial fault for the accident and use that as grounds to inaccurately compensate you, if they choose to compensate you at all.

The insurance company doesn’t care to give an injured person the compensation they deserve. Insurance companies are only interested in saving themselves money. Your personal injury lawyer can discuss a settlement with the insurer, which can be highly beneficial.

Additional Factors Contributed to Injury

If your injuries are attributable to other factors other than the car accident, it can be a problem. Whether the weather, road conditions, or manufacturing defects played a role in causing the accident and your resulting injuries can determine if an insurance company will compensate you.

However, an experienced attorney can have an investigation performed to prove that their client sustained injuries as a direct result of the other driver’s negligence. This can help the injured party get the compensation they deserve for medical expenses, vehicle damage, and other losses.

The personal injury attorneys at the Law Offices of McCullough & Leboff, P.A. represent clients in various types of personal injury cases and can help you pursue a favorable conclusion to your car accident case. Contact us today today for your free case evaluation.